Zakat Calculator

Calculate Your Zakat with Confidence

Enter your assets and liabilities, compare them against the Nisab threshold, and see exactly what you owe — instantly, accurately, and privately.

Calculated using recognised Gold & Silver Nisab standards

Calculate My Zakat

Your Details

Enter your assets & liabilities.

Fill in what applies to you — everything updates live on the right as you type.

Choose Currency

Nisab Standard

Assets

Gold

Silver

Cash at Home

Bank Balance

Savings

Investments

Business Assets

Trade Goods

Rental Income

Stocks

Cryptocurrency

Receivables (Owed to You)

Other Assets

Liabilities

Loans

Credit Card Debt

Business Debt

Taxes Due

Bills

Salaries Payable

Other Liabilities

Estimated Zakat Due

Total Assets

Total Liabilities

Zakatable Wealth

Nisab Value ()

Nisab basis: g @ /g · Rates updated July 2026 — approximate; consult a scholar for exact figures.

Good to know

Understanding your Zakat.

How to calculate Zakat

Add up the current value of everything you own that qualifies (gold, silver, cash, savings, investments, business stock, and more), subtract debts due immediately, then compare the result to the Nisab. If your net wealth is at or above the Nisab and has been held for one lunar year, Zakat is due at 2.5%.

Eligible (zakatable) assets

Gold, silver, cash on hand and in the bank, savings, business inventory and receivables, shares and investment funds, and cryptocurrency held for investment all count toward your zakatable wealth.

Exempt assets

Your primary residence, personal vehicle, household furniture, clothing, and other items used for personal need — not held for trade or investment — are not zakatable.

Common mistakes

Forgetting money owed to you (receivables), not deducting only debts due immediately (long-term future instalments generally aren't deducted), and using the wrong Nisab standard for your situation are the most frequent errors.

Islamic guidance

Zakat is one of the Five Pillars of Islam. This calculator is a guide to help you estimate your obligation — for complex situations (business partnerships, mixed-use assets, disputed debts) we always recommend confirming with a qualified scholar.

Frequently asked

Zakat questions, answered.

What is Zakat?

Zakat is one of the Five Pillars of Islam — a mandatory charitable contribution of 2.5% on qualifying wealth held above the Nisab threshold for a full lunar year, given to specific categories of recipients defined in the Quran.

Who has to pay Zakat?

Every adult Muslim of sound mind whose zakatable wealth equals or exceeds the Nisab threshold for a full lunar (Hijri) year is obligated to pay Zakat.

What is Nisab?

Nisab is the minimum threshold of wealth a Muslim must own before Zakat becomes obligatory. It is traditionally set at the value of 87.48g of gold or 612.36g of silver.

Gold vs Silver Nisab — which should I use?

The Silver Nisab is lower in value, so using it means more people qualify to pay Zakat (and more is given to those in need) — many scholars recommend it for that reason. The Gold Nisab is a higher threshold. Either is valid; this calculator lets you compare both.

Is cryptocurrency included?

Cryptocurrency held for investment or trade is generally treated like cash or trade goods and is zakatable at its current market value. This calculator includes a dedicated field for it.

Are investments included?

Yes — stocks, shares, and investment funds held for growth or trade are zakatable at their current market value. Money invested purely in your own long-term personal-use assets is typically excluded.

Can debts be deducted?

Debts and bills due immediately (within the current period) can be deducted from your zakatable wealth. Long-term debts are usually only deducted for the portion due within the year — this calculator treats every liability field as due-now for simplicity.

When should Zakat be paid?

Zakat becomes due once your qualifying wealth has remained at or above the Nisab for one full lunar year from the date it first reached that threshold. Many Muslims choose to pay during Ramadan for its added rewards, though it can be paid at any time once due.